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Pleasurecraft

Our cornerstone product has allowed us to become one of Canada’s largest providers of pleasurecraft insurance. For over twenty-five years, Beacon has offered All Risk coverage on an Agreed Value basis that is very competitively priced, and for the widest range of vessels imaginable. From wooden hulls to personal watercraft, houseboats to river boats, we can provide coverage for a broad spectrum of vessels across Canada.

  • All Risk, Agreed Value policy

  • Rental Expense coverage is included
  • Emergency Towing is included
  • Extra Expense coverage is included
  • Underinsured Boater Protection
  • No sub-limits for water skiing, wakeboarding, tubing, etc.
  • Up to $5,000,000 Protection and Indemnity (liability) coverage is available

Personal Watercraft

For over 25 years, Beacon has proudly delivered comprehensive, competitively priced All Risk coverage across Canada. We’re now pleased to expand our offering with a new solution tailored specifically for personal watercraft owners:

Modified All Risk Coverage with Theft Restriction

This flexible and cost-effective option allows you to benefit from reduced premiums and still maintain theft protection, provided key safety measures are in place:

  • Locked and chained to an immovable object

  • Secured on a locked trailer or boat lift system

  • Stored in a fully enclosed, locked building or container

Program Highlights Covering

Both Pleasure & Personal Watercraft
  • Medical and Funeral Expense coverage

  • Accidental Death Expense

  • Pet Expense

  • Marine Assistance Services, including:

  • Value/Resale Assistance

  • Concierge Assistance

  • Boat Tow Referrals

  • Fuel Delivery Referral Services

Ask your insurance broker about Beacon’s Personal Watercraft coverage.

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Resources:
Brochure
Pleasurecraft FAQ
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