RideSmart Motorcycles

Q: Is driving to and from work considered business use?

A: No. Driving to and from work is not considered business use and is permitted on this policy

Q: Will the policy respond if the insured takes their insured bike to the United States?

A: Yes. Coverage is for Canada and the Continental United States of America including Alaska. 

Q: Can a dual-purpose motorcycle be placed on the motorcycle program?

A: Yes. There are no exclusions for using the insured unit off road.  It is important to remember there is no off-road liability attached to this program.

Q: Can someone else use my motorcycle?

A: Yes. But they must be abiding by all conditions and sub conditions of the wordings. They must have the named insured consent and must qualify for the program.

Q: Will Beacon insure my Custom-Built motorcycle?

A: Yes! We will require a current Motorcycle Appraisal for review upon applying for coverage.

Q: What is considered a “Motorcycle Club Membership” and how do I get the discount?

A: Any Motorcycle Club that requires a paid membership will go toward obtaining a Club Membership Discount on your policy. Let your broker know if you don’t see this discount on your policy declaration page.